Who Is Douglas Wray?

I have over 40 years of customer service experience. I believe that my customers and clients deserve and get the very best real estate services available. I am a Certified State Instructor qualified to teach many real estate continuing education classes and also mentors and trains agents within his office. I have been listings and selling real estate for over 18 years in both Kitsap County and Gig Harbor. My specialty is working with Buyers to provide them only the best representation in real estate transactions. I am a decorated disabled Air Force Veteran having served in Vietnam. I am very proud to work with those men and women in our Military and honored as well to have served our great country.
'Selling New Addresses, One Home at a Time'...

Advanced Certifications
I’ve earned the following certifications: 'Certified Home Marketing Specialist' (CHMS) 'Certified Internet Professional' (e-PRO) “Accredited Buyer Representative” (ABR) “Graduate of the Realtor Institute” (GRI), “Cendant Mobility Relocation Specialist” (CMRS) 'Certified Distressed Property Expert' (CDPE) 'Certified Washington State Continuing Education Instructor', 'Certified Mentor for the '100 Days to Greatness' program.

Brian Buffini's Certified Mentor
I am a Certified Instructor of Brian Buffini's '100 Days to Greatness' program. Graduates of this 14 week course close on average 5 times the number of transactions of a typical agent . I mentor agents in their business to become the best agents possible using the best training tools available. You can see from my certifications I truly believe in keeping up with education as part of my real estate business.

Certified Distressed Property Expert
As a (CDPE) Certified Distressed Property Expert my goal is to show home owners facing foreclosure and in a position to lose their home that there are ways to protect themselves from Foreclosure. Foreclosures are very damaging to not only your credit but may also jeopardize your employment if security clearances are required. Let me show you how I can help sell your home through a process known as 'Short Sale' by negotiating with your lender to take less money for your home at closing than what you may currently own on your loan...
What is a CDPE?

A Certified Distressed Property Expert^® is a real estate professional with specific understanding of the complex issues confronting the real estate industry, and the foreclosure avoidance options available to homeowners. Through comprehensive training and experience, CDPEs are able to provide solutions for homeowners facing hardships in today’s market, specifically short sales.

The prospect of foreclosure can be financially and emotionally devastating, and often homeowners proceed without guidance of any kind. The developers of the CDPE Designation believe that the best course of action for a homeowner in distress is to speak with a well-informed, licensed real estate professional. They have the tools needed to help homeowners find the best solution for their situation. Often, when other options have been exhausted, CDPEs can help homeowners avoid foreclosure through the efficient execution of a short sale.

While enduring financial difficulties is challenging for any family, the process of finding a qualified real estate professional should not be. Selecting an agent with the CDPE Designation ensures you are dealing with a professional trained to address your specific needs. For more information, contact a CDPE. Please visit www.AWayout4U.com  to speak with a member of our team. We provide Creative Solutions to your Real Estate needs.

What is a Short Sale?

A short sale can be an excellent solution for homeowners who need to sell, and who owe more on their homes than they are worth. In the past, it was rare for a bank or lender to accept a short sale. Today, however, due to overwhelming market changes, banks and lenders have become much more negotiable when it comes to these transactions. Recent changes in corporate policy and the Obama administration have also improved the chances of getting a short sale approved.

But to be technical, here's a more official definition:

• A homeowner is 'short' when the amount owed on his/her property is higher than current market value.
• A short sale occurs when a negotiation is entered into with the homeowner's mortgage company (or companies) to accept less than the full balance of the loan at closing. A buyer closes on the property, and the property is then 'sold short' of the total value of the mortgage.

For homeowners to qualify for a short sale, they must fall into all of the following circumstances:

• Financial Hardship – There is a situation causing you to have trouble affording your mortgage.
• Monthly Income Shortfall – In other words: "You have more month than money." A lender will want to see that you cannot afford, or soon will not be able to afford your mortgage.
• Insolvency – The lender will want to see that you do not have significant liquid assets that would allow you to pay down your mortgage.

This seems simple enough, but it is a complicated process that takes the expertise of experienced professionals. To talk with a CDPE click here. Together, you can identify all possible options and, when possible, a CDPE can assist you in the quick execution of a short sale transaction.

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